Alphanous Loan Solutions Corp. ("Company", "we", "us", or "our") is committed to protectingthe privacy and security of our clients’ personal and financial information. This Privacy Policy describes the types of information we collect, how it is used and shared, and the steps we take to safeguard it. Our privacy practices are designed to comply with applicable federal, state, and international regulations. By using our services, you agree to the terms outlined in this Privacy Policy.
Company Name: Alphanous Loan Solutions Corp.
Registered: Registered Locations: Massachusetts, Florida, and Rhode Island.
Services Offered: Third-party mortgage loan processing, including but not limited to document
verification, liaising with lenders, facilitating underwriting processes, and assisting in mortgage
approval procedures.
Service Scope: Our role is limited to facilitating mortgage loan processing. We do not provide
legal, financial, tax, or real estate advice. Clients are encouraged to consult with qualified
professionals for guidance in these areas.
No Guarantee of Approval: We do not guarantee mortgage approval, specific loan terms,
interest rates, or the speed of processing, as these depend on third-party lenders, credit agencies,
and regulatory bodies.
Third-Party Dependencies: We work with lenders, underwriters, credit agencies, and other
service providers, and we are not responsible for their decisions, policies, delays, or errors.
Security Measures: While we employ industry-standard security protocols, we cannot guarantee
absolute protection against cyber threats, unauthorized access, or data breaches. Clients are
encouraged to safeguard their personal information and exercise caution when sharing sensitive
data.
Limited Liability: To the maximum extent permitted by law, Alphanous Loan Solutions Corp.
shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising
from or related to the use of our services.
Clients engaging our services agree to the following:
a) Provide Accurate Information: Clients must submit complete, truthful, and up-to-date
personal, financial, and employment details.
b) Ensure Timely Submission: All requested documents and information must be provided
promptly to prevent processing delays.
c) Cooperate with Stakeholders: Clients must work in good faith with our company, lenders,
underwriters, appraisers, and any other involved parties to facilitate efficient loan processing.
d) Comply with Legal Requirements: Clients must adhere to all applicable federal, state, and
local laws governing mortgage loan applications and processing.
e) Maintain Confidentiality: Clients must not share proprietary or confidential information
obtained through our services with unauthorized parties.
f) Financial Responsibility: Clients must ensure that all applicable fees, charges, and
payments related to mortgage processing services are fulfilled in a timely manner.
Clients are strictly prohibited from:
a) Providing False or Misleading Information: Submitting inaccurate, fraudulent, or
incomplete information during the mortgage loan application process.
b) Engaging in Fraudulent Activities: Including but not limited to misrepresenting financial
status, using counterfeit documents, or engaging in identity theft.
c) Unauthorized System Access: Attempting to access, alter, or interfere with our systems,
databases, or third-party platforms without authorization.
d) Disrupting Services: Taking any actions that impair or disrupt our services, software, or
relationships with lenders and financial institutions.
e) Violating Third-Party Agreements: Engaging in activities that breach the terms of service
of lenders, credit agencies, or any other third-party partners involved in loan processing.
f) Unlawful Use: Using our services for illegal purposes, including money laundering,
fraudulent loan applications, or any activities prohibited by applicable laws.
Failure to comply with these Terms may result in:
◘ Suspension or termination of services.
◘ Notification to relevant financial institutions and regulatory bodies.
◘ Legal action, including but not limited to civil and criminal penalties.
◘ Financial liability for any damages incurred by Alphanous Loan Solutions Corp. due to
client misconduct.
◘ Denial of future service requests and blacklisting from our platform.
These Terms shall be governed by and construed in accordance with the laws of the states of
Massachusetts, Florida, and Rhode Island. Any disputes arising from these Terms shall be
resolved exclusively in the courts located within these jurisdictions, unless otherwise required by
applicable law. Clients agree to submit to the personal jurisdiction of these courts.
We reserve the right to modify or update these Terms at any time. Changes will become effective
upon posting on our website or providing direct notice to clients. Continued use of our services
after such modifications constitutes acceptance of the revised Terms.
◘ Data Collection: We collect and process personal and financial information necessary to
provide our mortgage loan processing services.
◘ Use of Information: Client information is used strictly for loan processing, compliance with
legal obligations, and service enhancements.
◘ Data Sharing: We may share client information with lenders, underwriters, credit agencies,
and other relevant third parties as required.
◘ Security Measures: We implement appropriate technical and organizational measures to
protect client information from unauthorized access, loss, or misuse.
◘ Client Rights: Clients have the right to access, correct, or request deletion of their personal
information within the limits of applicable law.
Clients agree to indemnify, defend, and hold harmless Alphanous Loan Solutions Corp. and its
affiliates, officers, employees, agents, and partners from any claims, liabilities, damages, losses,
or expenses arising from:
1. Any breach of these Terms by the client.
2. Any fraudulent or unlawful actions taken during the loan application process.
3. Any third-party claims resulting from the client’s failure to comply with applicable laws or
regulations.
Alphanous Loan Solutions Corp. shall not be held liable for delays or failures in service due to
events beyond our reasonable control, including but not limited to natural disasters,
governmental actions, cyber-attacks, network failures, or labor disputes.
If any provision of these Terms is found to be unlawful, void, or unenforceable, the remaining
provisions shall remain in full force and effect.
Failure by Alphanous Loan Solutions Corp. to enforce any right or provision under these Terms
shall not constitute a waiver of such right or provision.
For any questions or concerns regarding these Terms, please contact us at:
Alphanous Loan Solutions Corp.
[Company Address]
[Company Email]
[Company Phone]
SMS terms and conditions
1- SMS Consent Communication:
The information as phone numbers obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.
2- Types of SMS Communications:
If you have consented to receive text messages from [Company Name], you may receive messages related to the following (provide specific examples):
Appointment reminders(if applicable)
Follow-up messages(if applicable)
Customer inquiries (if applicable)
Example: "Hello, this is a friendly reminder of your upcoming appointment with Dr. [Name] at [Location] on [Date] at [Time]. You can reply STOP to opt out of SMS messaging from Alphanous Loan Solutions at any time."
3- Message Frequency:
Message frequency may vary depending on the type of communication. For example, you may receive up to [X] SMS messages per week related to your [appointments/billing, etc.].
4- Potential Fees for SMS Messaging:
Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.
5- Opt-In Method:
You may opt-in to receive SMS messages from Alphanous Loan Solutions in the following ways (This is an example. Please include the method used.)
By submitting an online form
6- Opt-Out Method:
You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.
7- Help:
If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at (insert the link of the website ) or call us at (number)
Additional Options:
If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.
8- Standard Messaging Disclosures:
Message and data rates may apply.
You can opt-out at any time by texting "STOP."
For assistance, text "HELP" or visit our Privacy Policy [LINK] and Terms and Conditions [LINK] pages.
Message frequency may vary
"SMS opt-in or phone numbers for the purpose of SMS are not being shared with any third party and affiliate company for marketing purposes."
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